Professional Liability Insurance for Charter & Private Schools
Educators, including employees, volunteers and tutors, at charter and private schools face professional liability risks while performing their work, including allegations of errors, omissions, and negligence that result in financial damages to another party. This could involve claims, for example, that allege failure to educate, failure to supervise a classroom, or failure to respond to or prevent bullying activities of students.
Care Providers Insurance Services understands how critical this coverage is for charter and private schools and provides professional liability insurance as a separate coverage under our general liability policy. We offer separate limits up to $1 million/$3 million and the coverage responds to claims for professional activities performed by the insured in the course and scope of his or her duties as an employee or volunteer of the charter and private educational institution. Defense costs are paid in addition to this amount.
Coverage is provided for a broad range of exposures, including, but not limited to, the following allegations (regardless of the merit of the allegations):
- Injuries to students under your supervision
- Failure to educate
- Violation of students’ civil rights
- Hiring unqualified persons
- Failure to promote students or grant credit
- Improper methods of instruction
We also provide as part of our general liability program separate coverage and limits for abuse and molestation allegations.
Learn More About Our Insurance Program for Charter & Private Schools
We invite you to learn more about our program for charter and private schools and how we can assist you in expanding your agency’s book of business. Please call Randall Hedlund, Program Director, Care Providers, at 800-761-7072, ext. 1310, or complete the Get Started form on this page, for information about our program.